South Carolina Finance

Sep 20 2017

Documents Needed for VA Loan – VA LOAN LENDING #va #loan #paperwork


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Documents Needed for VA Loan

Knowing what documents are needed for a VA loan means you ll be more prepared when you start the VA loan process. Because there are so many more details that come with VA loans, you want to make the loan process as easy as possible for yourself. Below are the minimum document requirements for each applicable VA loan. Because each person s life and finance history is completely different, it is possible that the required documents needed for VA loan may be different for you than for someone else. The best way to find out what documents you need for your specific VA loan is to fill out an application. Once you have filled out an application a VA Loan Specialist will let you know exactly what items you will need to get your VA loan approval.

VA Documents always needed for VA Loans:

  • Certificate of Eligibility (This can be ordered by the Lender quicker)
  • Form 28-1880 (Request for COE)
  • Form DD-214
  • Form 28-8937 (For service Connected Disability Benefits only)

New VA Loan for Home Purchase

  • Purchase Contract
  • Most recent 1 full month of pay stubs
  • Most recent 2 years of W2 s (Tax returns if self employed)
  • Cancelled Earnest Money Check in order to be credited at close
  • Source of funds for Earnest Money deposit in order to be credited at closing
  • Contact information for Home Owner s Insurance
  • Government Issued ID

Regular Refinance

  • Most recent 1 full month of pay stubs
  • Most recent 2 years of W2 s (Tax returns if self employed)
  • Most recent mortgage statement or current mortgage information for payoff
  • Contact information for Home Owner s Insurance
  • Government Issued ID
  • Termite inspection before closing (if applicable More information here )

VA Streamline Refinance

  • Mortgage NOTE
  • Most recent Mortgage Statement
  • State Issued I.D.
Form 26-1880

For your convenience, you can print Certificate of Eligibility form required on every VA loan:

I entered into the mortgage process hearing dozens of horror stories throughout my life and from my close friends about how difficult it is and how much information you need to have. In my experience with Bruce at BNC, nothing could be further from the truth. This was so simple it was scary right up

Dennis M Bowie, Maryland

I worked with Bruce Glassinger on a new construction VA loan. Bruce was absolutely phenomenal throughout the entire process. Bruce was always there with a quick response to any questions I had and gave sound advice as I moved through the closing process. Bruce consistently went above and beyond what I expected from a lender.

Darling Kansas City, Kansas

Thanks Bruce Glassinger!

I can’t thank you enough for the quick and smooth home buying experience you helped us through. Honestly, I felt more confident asking you questions about the home buying process than I did my own agent! You were fantastic, and I am recommending you to all my family and friends. Thanks again!

I entered into the mortgage process hearing dozens of horror stories throughout my life and from my close friends about how difficult it is and how much information you need to have. In my experience with Bruce at BNC, nothing could be further from the truth. This was so simple it was scary right up until the point I closed on my house as I was still waiting for the horror to start. Never happened. Bruce was very helpful answering my constant questions about the entire process and never failed to give me a quick response. I was able to close in just over 30 days from the offer date and now my wife has her dream house. Thanks so much to Bruce and BNC!!

Dennis M Bowie, Maryland

I worked with Bruce Glassinger on a new construction VA loan. Bruce was absolutely phenomenal throughout the entire process. Bruce was always there with a quick response to any questions I had and gave sound advice as I moved through the closing process. Bruce consistently went above and beyond what I expected from a lender. For example, Bruce helped me work through an expired rate lock due to the builder failing to meet the closing deadline with no additional costs to me. I would highly recommend BNC Bank and specifically Bruce Glassinger as a lender.

Darling Kansas City, Kansas

Thanks Bruce Glassinger!

I can’t thank you enough for the quick and smooth home buying experience you helped us through. Honestly, I felt more confident asking you questions about the home buying process than I did my own agent! You were fantastic, and I am recommending you to all my family and friends. Thanks again!


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